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The The Secret Of Wealth


The Secret Of Wealth

The Time you spend outside of the work which earns your livingwhat does it bring to you? That same Time was spent by Charles M. Schwab studying engineering, when he was not waiting on customers in a small country grocery. The evening hours were spent by James J. Hill in educating himself in river transportation and the fuel situation, for during the day ho did his duty as clerk in the shipping department of a line of Mississippi steamboats. He went to school until he was fourteen, and after that he educated himself--in his spare Time. Senator William Alden Smith got a job as office boy in a law office, and when he was not running errands and dusting he found a few spare minutes for studying law. By the time he was twenty-four years old, his carefully used spare minutes equipped him to pass his examination and gain admission to the bar. Daniel Willard, the famous railroad president, worked for his bread and butter by acting as fireman and then engineer on a New England railroad, but he always carried books under his seat in the cab of his engine, so he could snatch every spare moment for study when he was not shoveling coal or running his locomotive. Euskin, the artist and writer, always kept on his desk a piece of chalcedony inscribed with the word "Today." This was to keep ever before him the spur of what vast accomplishments could result from hard and earnest work today.

"Do not brood over the past or dream of the future, but seize this instant."

"Every day ahead of you is precious; the days back of you have no existence at all."

CHAPTER XXX

"Could one wish more to make a happy life than health, good looks, friends and a handsome wife, a clear shrewd brain, a tongue that speaks its mind, A house well ordered, and a purse well lined."--Swift.

IF YOU know how to spend money, you need never worry about saving, the saving will take care of itself.

True economy consists in learning how and when to spend money; knowing when to buy, and having the cash ready to buy with. Any one can save 5 percent or more on the most of their purchases by having cash at hand when the opportune time comes for buying that particular thing. Maybe it is fuel, or food, or clothing, or real estate--to each of them comes a time when for some cause the price is lowered, and a snug bank account can be saved in a year from the money replevined from the necessary purchases of supplies.

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